Sharia Logic Validation
Verify that every product calculation — profit rates, payment schedules, fee structures — correctly implements the underlying Sharia contract, not just the bank's configuration of it.
Islamic Banking QA
Sharia-compliant banking demands precision testing at every level.
Islamic banking platforms carry a unique obligation: every product, calculation, and workflow must conform to both Sharia principles and jurisdictional regulations simultaneously. Yethi brings deep domain knowledge and a proven test library to validate Islamic banking systems end-to-end — from Murabaha origination to Sukuk settlement.
Domain Expertise
Testing Islamic Banking Systems Requires More Than Technical Capability
Islamic banking is not a modified version of conventional banking — it is a distinct financial model governed by Sharia law, with product structures, profit-sharing mechanisms, and compliance requirements that have no direct equivalent in conventional systems. A Murabaha financing contract, an Ijara lease, or a Diminishing Musharaka arrangement each carries its own calculation logic, documentation obligations, and regulatory reporting requirements.
Yethi's testing teams combine Islamic finance domain expertise with platform-specific test libraries built across engagements in the GCC, Southeast Asia, and Africa — enabling faster coverage, higher accuracy, and genuine compliance assurance rather than box-ticking.
Product Coverage
End-to-End Testing Across Islamic Finance Products
Our test library spans the full range of Sharia-compliant financing structures — from retail and SME to corporate and treasury products.
Financing Products
Retail · SME · Corporate- Murabaha — cost-plus financing origination and settlement
- Diminishing Musharaka — equity-based home and asset financing
- Ijara — lease-to-own structures and rental calculations
- Istisna — construction and project finance
- Salam — agricultural and commodity advance financing
- Qard Hassan — benevolent loan product validation
Deposit & Investment Products
Savings · Investment · Treasury- Mudaraba — profit-sharing investment account validation
- Wakala — agency investment account calculations
- Sukuk — issuance, settlement, and profit distribution
- Islamic treasury products — FX, interbank, repo alternatives
- Takaful integration — insurance contribution and claims
- Zakat and charity module validation
Operations & Compliance
Regulatory · Sharia · Reporting- Sharia Supervisory Board (SSB) reporting validation
- AAOIFI standards compliance testing
- IFSB regulatory reporting
- Central bank reporting for Islamic windows and full banks
- Profit equalisation reserve (PER) and IRR calculations
- Dual-window (conventional + Islamic) account separation
Reliable Testing Solutions
Reliable Testing for Islamic Banking Platforms
20+
Islamic Banking Platforms Tested
From specialist Islamic core systems like Path Solutions iMAL to Islamic windows on FLEXCUBE and Temenos, our teams bring platform-specific depth to every engagement.
15+
Countries Across GCC, SEA & Africa
Engagements spanning Saudi Arabia, UAE, Malaysia, Indonesia, Bangladesh, Kenya, and more — each with its own regulatory layer on top of core Sharia requirements.
10+
Islamic Finance Product Categories
Pre-built test cases across every major Sharia-compliant product type — deployed from day one to accelerate coverage without sacrificing thoroughness.
Testing Methodologies
Approaches built for Sharia compliance
Dual-Window Separation Testing
For institutions operating both conventional and Islamic windows, validate that products, ledgers, and reporting streams remain strictly segregated with no cross-contamination.
Regulatory Compliance Testing
Test AAOIFI, IFSB, and country-specific central bank reporting requirements as core deliverables — not post-implementation afterthoughts.
Migration & Upgrade Assurance
For core system upgrades or migrations from legacy Islamic platforms, validate data integrity and business rule continuity across every product type and customer segment.
Platform Expertise
Tested Across the Leading Islamic Banking Platforms
Our test assets and domain knowledge span the major Islamic core banking systems — both purpose-built and conventional platforms with Islamic modules.
Path Solutions iMAL
Oracle FLEXCUBE Islamic
Temenos Transact (Islamic)
Finastra Fusion Islamic
Silverlake SIBS
ICS Banks Islamic
Misys BankFusion Islamic
Ethix360
Regulatory Compliance
Validating Against the Standards That Matter in Islamic Finance
Sharia compliance is layered: Sharia board requirements, international standards, and local central bank regulation all apply simultaneously. Yethi's test programmes address all three layers.
AAOIFI Standards
Accounting and Auditing Organization for Islamic Financial Institutions — financial, governance, and ethics standards tested as core acceptance criteria.
IFSB Guidelines
Islamic Financial Services Board prudential standards — capital adequacy, risk management, and supervisory reporting validated across all relevant product lines.
Central Bank Regulations
Country-specific Islamic banking regulations — SAMA (Saudi Arabia), CBUAE, BNM (Malaysia), OJK (Indonesia), Bangladesh Bank, and others — mapped to test cases and validated.
Sharia Board Requirements
Internal Sharia Supervisory Board fatwas and product approvals translated into verifiable test conditions — ensuring the platform implements approved product structures exactly.
Tenjin Platform
Tenjin Accelerates Islamic Banking Testing Without Compromising Compliance
Our Tenjin platform carries a pre-built Islamic banking test library that covers all major Sharia-compliant product types — enabling faster time-to-coverage without the risk of gaps that manual test design introduces.
Pre-built Islamic Product Test Library
Ready-to-deploy test cases across Murabaha, Ijara, Musharaka, Mudaraba, Sukuk, and more — reducing test design time from weeks to days.
Platform-Specific Adaptors
Tenjin integrates directly with iMAL, FLEXCUBE Islamic, and Temenos Islamic modules — so test execution runs against the actual platform without manual intervention.
Compliance-Mapped Test Suites
Test cases are mapped to AAOIFI and IFSB standards, giving compliance officers a direct line of sight from test results to regulatory requirements.
Regression Efficiency for Upgrades
When platforms are upgraded or Sharia board requirements change, Tenjin's automation layer re-executes the full suite in a fraction of the time a manual cycle would require.
Ready to ensure your Islamic banking platform meets every obligation?
Talk to our Islamic banking specialists about how Yethi can accelerate your testing programme, close compliance gaps, and give your Sharia Supervisory Board the confidence they need.