Performance Testing in Agile Environment

Performance testing is a critical part of any testing strategy as it indicates the maximum user load the system can process, thereby, helping to mitigate the associated risks. It won’t be wrong to state that good performance of the application alone can help you stand out in the market. With the increasing focus on performance, organizations are moving their testing strategy from traditional approach to agile methodologies for creating successful products.

Conducting performance testing in an agile environment has its own benefits. Agile environment improves the application performance testing by executing tests on continuous integration and continuous delivery simultaneously, which is otherwise difficult with the conventional approach. It helps organizations develop higher quality software in less time while reducing the cost of development.

What Is Performance Testing? The Need to Test It in Agile Environment

With the increasing trend of digitization, the use of websites and mobile apps is increasing. Popular apps and websites like Netflix, Google Pay, etc., have millions of users all at the same time. The load created during the peak traffic period is immense; in case, the system fails to keep up the load, it can disrupt the business. To ensure that business continuity is uninterrupted while offering a seamless customer experience, even during unrealistic traffic, performance testing is conducted. Performance testing creates reliable software applications with great speed, stability, scalability, and responsiveness. It is one of the important criteria directly related to the user experience.

Organizations are adapting to creating new software in agile environment to improve the process, promote change, and embrace innovation. The agile environment offers a flexible space for the organizations to improve the process by emphasizing on the working software, developer/testers, customer collaboration, and responding to the changes. When performance testing is carried with the agile approach, it helps to deliver quicker results with better ROI.

The prime approach of using performance testing in an agile environment can be understood by considering the complete software development project. Moreover, the automation test scripts to run performance testing lets the organizations develop high-quality software in a lesser time frame with reduced developmental cost. It mainly focuses on testing the performance in the early stage of development and testing. Looking at the advantages offered by performance testing in an agile environment, performance testing gets consideration in the complete agile SDLC process. It also helps in testing the application behavior under heavy load.

Critical Considerations for Running Performance Testing in Agile Environment

When conducting performance testing using agile testing methodology, the application testing is conducted in smaller cycles. As a result of this trend, with every iteration, the application gets better than the previous release. The process is streamlined and also allows making any further change or addition of new requirements anytime. Key considerations include:

  • Having a clear vision of the expected result is critical. Having a clear context set for the project will help you determine the further requirements such as building architecture, implementing new features, setting the timeline, and determining the scope of performance testing
  • Determining the reason for performance testing by observing the trends in resource usage, checking threshold, responsiveness, and collating the data to plan for the required scalability
  • Creating a strategy to incorporate performance testing value additions like integrating external resources, emphasizing on the concerned areas, checking the load range etc.
  • Deciding the tools and resources to be used for syncing up with the test environment
  • Identifying and executing the tasks are of highest priority criteria to decide the performance of the system
  • Another important consideration involves creating and analyzing the report to check if the outcomes are as expected

Resolving Performance Issues in Agile Environment

To get maximum efficiency under an agile environment, one should identify and resolve the performance issues in the base code to avoid further bottlenecks. There are three stages to consider while resolving performance issues:

  • Optimization: Tests should be implemented at the base level to avoid issues at a later stage
  • Component Testing: It removes defects at the application component level
  • App Flow Testing: It helps to test app flows that determine the UX consistency for varying loads

Different Factors That Affect Performance Testing Within Agile Environment

A performance tester gets involved from the beginning of the sprint so that quality products can get assured by the end of the development cycle, and delivery within the estimated timeline. Below are the different factors affecting the performance testing process:

  • Non-availability of trained resources for critical projects
  • Unavailability of flexible tools for performance testing
  • No prioritization of performance testing to take care of performance defects
  • Performance testing criteria might not be planned for every sprint in the case of some agile projects

Advantages of using Performance testing in Agile Environment

Performance testing in agile Environment has proved to be helpful for all organizations; its benefits include:

Capacity Management: It helps determine if the current hardware can handle a specific amount of traffic by identifying the capacity and size of the server required. It also helps in saving the investments made on private Cloud.

Testing Speed: It can be determined by mimicking the multiple scenarios and then testing the reactions of all those paths under different situations. In this way, all the significant flows and the user journeys can get tested for an application, even the unknown cases.

Increased Team Efficiency: Agile follows detailed planning and documentation, which can help in making the development process efficient and faster. It also helps in fixing the issues at a very early stage during development.

Competitive Advantage: These days, the end-users have a low tolerance for performance issues and bugs. Performance testing proves to be helpful in having a higher retention rate and demonstrating the company’s competitive advantage.

Yethi’s Performance Testing to Offer Seamless Experience

Yethi is a QA service provider to banks and financial institutions across the world. Highlighting Yethi’s performance testing process, our test automation tool, Tenjin, conducts the test efficiently to eliminate any performance issues and ensures that the application works at its best. It monitors and handles the test to check the response time, speed, scalability, and resource usage under the standard workload, thereby, creating a robust and scalable system that works without any disruption.

Yethi has helped several global banking/financial institutions with an easy and efficient test automation solution. Our revolutionary solution has changed the course of test automation by providing nearly 100% accuracy.

Credit Origination: How to bring agility and flexibility to your origination process

The culture of credit lending has been in existence from time immemorial. With the onset of the millennial era, the loan process has become an integral part of the modern banking system contributing majorly to the economy. In current times credit origination is designed for efficient loan processing, which will offer an end-to-end solution in terms of the complete loan cycle, credit analysis process, risk mitigation, and ensure that the entire procedure is in complaint with all legal policies and regulations.

The credit origination process is a complex affair that involves an elaborate set of processes namely customer onboarding, know your customer (KYC), loan proposal, document management, cashflow analysis, multi-stage approval, disbursement schedule, loan contract, loan sanction, and the disbursement. It is important to streamline the process to ensure that all the stages involved in loan processing are carried out without any hassle, thereby, offering a seamless experience to the customers.

As credit systems are becoming a central part of today’s banks/ financial institutions, the need for an advanced software solution is increasing. To ensure that the software system of the credit workflow and origination operate without any flaws, there is a need for a robust and agile testing solution for the process. The testing of the credit lending software will make sure that the entire process from loan initiation to completion work without any issue that will eventually help in customer satisfaction and retention.

Building agile and flexible credit process with future-proof solutions

The introduction of digitization in the banking/ financial sector has changed the credit lending process in the last decade and will have a similar impact in the coming years too. In order to adapt to the highly dynamic market and deliver customer-satisfactory solutions, it becomes important for the banks/ financial institutions to have an agile and flexible process that is future-ready. This is impossible without an advanced software system in place created with a strong SDLC framework, and not to forget the agile testing of credit origination platform.

Loan origination is not as a simple process as it may sound. It involves seven critical stages to complete the loan process, namely, pre-qualification, loan application, application processing, underwriting process, credit decision, quality check, and loan funding. Hence, the testing process requires system integration to support the process across all these stages and channels.

An array of features for creating an agile credit process

Integrated credit system and risk management: Banks and financial institutions have embedded credit policy guidelines to align with the regulation and help in risk mitigation. This helps in staying compliant with the changing regulations of the credit origination process and improves the risk calculations. Further, helping organizations to improve the profit margin with better credit analysis and reduced faults on loan.

Designing responsive systems: Credit lending is a highly complicated process in the banking/ financial sector. To ensure effective customer service, it is important to build a responsive system that can process repetitive, mundane jobs and ensure accuracy and complete customer satisfaction. 

Mobile optimized solutions: With the increase in the number of smartphone users, loan origination is slowly moving towards an app-based interface. Mobile apps offer a great deal of advantages like on-the-go document submission, information capturing, real-time monitoring, easy approvals, and document reviews.

Performance and quality: Performance of credit origination platform drives system efficiency and strong customer service. To, further, support the performance of the real-time services for accessing the loan documentation, financial spread sheets, and the core loan processing system, an agile QA methodology is required to find out any faults in the software and ensure the system is working at its best in terms of quality and performance.

Integrated audit trails: Integrated audit trails are introduced to aid the compliance of the process. This also allows checking the loan-to-value, pricing, and coverage ratio in the credit process.

Testing of loan origination software

Originating credit is the lifeblood of consumer banking.  LOS (Loan Origination System) systems allow banks to rapidly scale while bringing in standardized processes.  To compete with FinTechs, banks need to constantly tweak their origination workflows and scoring engines.  To ensure flawlessly working LOS and LMS (Loan Management System), banks and financial companies are investing hugely in the right software testing tools. The testing aspect of the process covering functional testing that involves user acceptancesystem integration and regression testing of credit origination platform, and non-functional testing involving security and performance testing.

Test automation solution with AI-integration is getting popular among the banks/ financial institutions to remove bugs, mitigate risk, and help the lending banks and borrowers. Any discrepancies in the LOS or LMS can create high risk scenarios and lead to huge loss on money while hitting the reputation of the company hard. Hence, it is crucial to have thorough testing of the credit process to ensure a perfectly working system.

Why Yethi for the testing of loan origination process?

Yethi has a successful past of offering testing solutions to a wide range of banking and financial processes; one of the popular testing solutions is for the credit lending process. We understand the complexity of initiation, procession, and management of credits and the highly sensitive client data involved in the process, therefore, we offer automated testing solutions to help you operate the entire process easily and smoothly. Yethi helps you with the automation testing lifecycle of the entire loan process. It involves an elaborate origination, servicing, and collection process at various stages, helping you find out even the minute error in the system. We are your perfect QA partner as we carry out multiple rounds of execution to ensure accurate testing results. We carry out thorough analysis and testing to achieve specific, measurable, achievable, realistic, and timely results.